Articles of K11

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GOVERNMENT MSME FINANCING AND HOUSEHOLD ECONOMIC BEHAVIOR: A KUR ANALYSIS

By: Rahmah Indriani and Muhammad Farid Habibi Siti
Published: June 25, 2024
The Kredit Usaha Rakyat (KUR) program in Indonesia has been instrumental in providing financial support to micro, small, and medium enterprises (MSMEs) since 2007. As of December 2014, KUR has channeled approximately US$13.7 billion to 12.4 million borrowers, playing a vital role in supporting the development of the MSME sector...

FINANCIAL FITNESS FOR SMES: THE POWER OF EFFECTIVE RECORD KEEPING

By: Adeola Aladejebi
Published: June 25, 2024
Small and Medium Enterprises (SMEs) are recognized as pivotal contributors to the economies of both developed and developing nations. Nevertheless, many SMEs, including those in Nigeria, grapple with the challenge of inadequate accounting records. This study delves into the critical role of effective record-keeping in SMEs and its far-reaching consequences,...

TRADE FACILITATION AND MSME EXPORT GROWTH: AN EMPIRICAL STUDY IN ASEAN

By: Maria Aulia Kusumastuti
Published: June 25, 2024
Micro, small, and medium enterprises (MSMEs) play a significant role in Southeast Asia's economic landscape. They account for a substantial portion of total establishments and employment, making them a vital component of the region's economy. This paper explores the multifaceted contributions of MSMEs in Southeast Asia, focusing on their economic,...

EXAMINING ENTREPRENEURIAL COMPETENCIES AND THEIR IMPACT ON FIRM SALES TURNOVER IN WESTERN KENYA

By: John Kipkorir Chepkwony
Published: June 25, 2024
In the context of global pandemics and disasters, entrepreneurial competencies are increasingly crucial for mitigating challenges and enhancing resilience. Entrepreneurial characteristics, such as age, gender, and education, have been recognized as significant factors influencing the performance of small and medium-sized enterprises (SMEs) (Islam et al., 2011). The development of entrepreneurial...

ASSESSING THE IMPACT OF TECHNOLOGY INCUBATION CENTERS ON INNOVATION IN SOUTH WEST NIGERIA

By: Adeola Oluwaseun Aladejebi
Published: June 25, 2024
Business incubators play a vital role in nurturing and fostering the growth of new startups. Numerous international organizations have recognized the importance of these incubation programs, such as the United Kingdom Business Incubation (UKBI), The European Business and Innovation Network, United States National Business Incubator Association (NBIA), and others. These...